Photoshop Intro

I used this picture from the internet as the background

This is a PNG file so it doesn't have a background on it. I
added colour overlay then turned the opacity down so 
that it matches the backgrounds colour. 
Then I copied it 3 times and layered it below the text and 
above the background.

This is also a PNG file. I just added colour overlay then set the opacity down,
then I layered it above the background.